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Best for: borrowers who need easy application for 1 hour payday loans and quick funding with no credit check (cash loans wired in 1 hour). There is a separate page with reviews on mypaydayloan. Next, you’ll need to fill out the field marked “PERSONAL INFORMATION. Check out just some of the cities where you can get $255 payday loans online same day in California!Credit Bureau: The credit bureau is an agency that researches and collects individual credit information and sells it for a fee to creditors so they can make a decision on granting loans. You need a good credit score to qualify. Step 1: Fill out the loan application. Intro offer. Step 3: If approved, you'll sign the contract and funds will be deposited into your bank account the following business day. When comparing online pay-day loan banks it is important to decide whether the internet site is a direct bank of payday loans or if they are a multiple bank site who affiliates with a few online cash advance banks and. 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